Identity Theft

What is Identity Theft?

Identity theft is when someone acquires your personal identifying information and uses it without your permission to access resources or obtain credit and other benefits.

For more information on how to protect yourself from identity theft and the steps you can take to safeguard your computers and personal information, review the online education tool on the FDIC website. www.fdic.gov/ consumers/theft

What to do if you’re a victim?

1.  Place fraud alert on credit report – contact one of credit reporting companies

2.  Order copy of credit report from all credit reporting companies

• Equifax 1-800-525-6285
  www.equifax.com
• Experian 1-888-397-3742
  www.experian.com
• Trans Union 1-800-680-7289
  www.transunion.com

3.  Create identity theft report – contact Federal Trade Commission

• https://www.ftccomplaintassistant.gov or 1-877-438-4338
• Federal Trade Commission Consumer
  Response Center
  600 Pennsylvania Avenue, N.W.
  Washington, DC 20580
  1-877-IDTHEFT
  www.ftc.gov/idtheft

4.  Report the crime to local police. List all affected accounts on the police report and get a copy of the police report, as it may be required to support your claim that a crime was committed.